Our financing are designed to meet your needs! Own a home for you and your family, move freely in your car, invest freely in equities, buy goods, or pay your commitments with other banks with personal financing; all with the best Murabaha and Ijarah returns.
Financings
Real Estate Financing
- Flexible repayment period up to 20 years.
- Financing rate of up to 100%
- Financing of up to 350,000 JODs.
- The return is starting from 7.25% and fixed for first year only.
- After the end of the fixed year, the contractual equation is applied (fixed margin + rediscount rate).
Car Financing
- Return staring from 4.50% fixed.
- Financing rate up to 100%
- Financing amount up to 100,000 JODs.
- Flexible repayment period up to 7 years.
Personal Financing (Goods / Equity / Yusur)
- Return starting from 5.55% fixed.
- Flexible repayment period up to 7 years for goods.
- Flexible repayment period up to 8 years for equities and Yusur financing.
- Financing amount up to 50,000 JODs.
- Financing rate of 100% for commitments with other banks.
- The financing duration for conventional banks should be at least 1 year and repaid constantly.
Other Features:
Granting an electronic Murabaha credit card with a ceiling of a one-month salary exempted from issuance fees for the first year. To learn more about the electronic Murabaha card’s features, click here.
Terms and Conditions:
- The minimum age upon application is 21 years old.
- Salary transfer is not required for real estate and cars financing.
- Salary transfer is required for personal and Yusur financing.
- The minimum period for the service is 6 months.
- Ijarah financing is for residential purposes only.
- Mortgaging the vehicle in favor of the bank upon financing.
- This offer is valid until 30/04/2024.
