Profit rates on products

Product Murabaha Rate Payment Period Variable Rate Effective Annual Percentage Rate An Actual Example to Calculate The Actual Rate Of a Product
 minimum rate the highest rate by customer category  minimum rate the highest rate by customer category  minimum rate the highest rate by customer category
Personal Finance 6.80% 8.00% 1 12.32% 14.45% 14.235% 16.374% amount = 100,000 JD
6.80% 8.00% 2 12.56% 14.68% 13.578% 15.706% fixed rate = 6.80%
6.80% 8.00% 3 12.48% 14.55% 13.182% 15.261% variable rate  =12.32%
6.80% 8.00% 4 12.34% 14.35% 12.882% 14.900% payment period 1 year
7.00% 8.30% 5 12.50% 14.61% 12.946% 15.065% extra cost  ( 1% of financing values paid once granted)
7.00% 8.30% 6 12.33% 14.37% 12.710% 14.759% when applying the approved formula of the central bank of jordan the Effective annual percentage rate is
7.00% 8.30% 7 12.16% 14.15% 12.493% 14.492% %14.235(Effective APR)
Financing of Shares 7.00% 8.30% 1 12.68% 14.98% 14.596% 16.907% amount = 100,000 JD
7.00% 8.30% 2 12.91% 15.20% 13.929% 16.229% fixed rate = 7.00%
7.00% 8.30% 3 12.83% 15.06% 13.534% 15.773% variable rate=12.68%
7.00% 8.30% 4 12.68% 14.84% 13.223% 15.392% payment period 1 year
7.30% 8.55% 5 12.99% 15.00% 13.438% 15.457% extra cost  ( 1% of financing values paid once granted)
7.30% 8.55% 6 12.81% 14.76% 13.192% 15.151% when applying the approved formula of the central bank of jordan the Effective annual percentage rate is
7.30% 8.55% 7 12.62% 14.52% 12.955% 14.864% %14.596(Effective APR)
Auto Finance 5.90% 6.90% 1 10.72% 12.50% 12.627% 14.415% amount = 100,000 JD
5.90% 6.90% 2 10.95% 12.37% 11.961% 13.748% fixed rate = 5.90%
5.90% 6.90% 3 10.91% 12.65% 11.606% 13.353% variable rate =10.72%
5.90% 6.90% 4 10.80% 12.51% 11.335% 13.052% payment period 1 year
6.40% 7.40% 5 11.51% 13.16% 11.951% 13.608% extra cost  ( 1% of financing values paid once granted)
6.40% 7.40% 6 11.37% 12.96% 11.746% 13.343% when applying the approved formula of the central bank of jordan the Effective annual percentage rate is
6.40% 7.40% 7 11.22% 12.78% 11.549% 13.116% %12.627(Effective APR)
Land Murabaha 5.80% 6.55% 1 10.54% 11.88% 12.447% 13.793% amount = 100,000 JD
5.80% 6.55% 2 10.77% 12.11% 11.780% 13.126% fixed rate = 5.80%
5.80% 6.55% 3 10.73% 12.05% 11.425% 12.751% variable rate=10.54%
5.80% 6.55% 4 10.63% 11.91% 11.164% 12.450% payment period 1 year
6.00% 6.80% 5 10.85% 12.18% 11.288% 12.624% extra cost  ( 1% of financing values paid once granted)
6.00% 6.80% 6 10.72% 12.01% 11.093% 12.389% when applying the approved formula of the central bank of jordan the Effective annual percentage rate is
6.00% 6.80% 7 10.58% 11.85% 10.906% 12.182% %12.447(Effective APR)
Home Finance from 1 year – 15 years 7.75% 8.50% 9.644%-7.916% 10.397%-8.669% amount = 100,000 JD
variable rate = 7.75%
payment period 1 year
extra cost  ( 1% of financing values paid once granted)
from 15 years – 20 years 8.00% 8.75% 8.167%-8.135% 8.921%-8.890% when applying the approved formula of the central bank of jordan the Effective annual percentage rate is
from 20 years – 25 years 8.00% 8.75% 8.135%-8.117% 8.890%-8.872% 9.644%(Effective APR)
Land Finance from 1 year – 15 years 8.25% 9.00% 10.146%-8.418% 10.900%-9.172% amount = 100,000 JD
variable rate = 8.25%
payment period 1 year
extra cost  ( 1% of financing values paid once granted)
from 15 years -20 years 8.50% 9.00% 8.669%-8.638% 9.172%-9.141% when applying the approved formula of the central bank of jordan the Effective annual percentage rate is
from 20 years -25 years 8.75% 8.75% 8.890%-8.872% 8.890%-8.872% 10.146%(Effective APR)
Commercial Offices Financing from 1 year – 15 years 8.50% 9.25% 10.397%-8.669% 11.151%-9.423% amount = 100,000 JD
variable rate = 8.50%
payment period 1 year
extra cost  ( 1% of financing values paid once granted)
from 15 years – 20 years 8.75% 9.50% 8.921%-8.890% 9.670%-9.644% when applying the approved formula of the central bank of jordan the Effective annual percentage rate is
from 20 years – 25 years 9.00% 9.00% 9.141%-9.124% 9.141%-9.124% 10.397%(Effective APR)