| Product | Murabaha Rate | Payment Period | Variable Rate | Effective Annual Percentage Rate | An Actual Example to Calculate The Actual Rate Of a Product | |||
| minimum rate | the highest rate by customer category | minimum rate | the highest rate by customer category | minimum rate | the highest rate by customer category | |||
| Personal Finance | 5.75% | 7.00% | 1 | 10.299% | 12.496% | 12.204% | 14.412% | amount = 100,000 JD |
| 5.75% | 7.00% | 2 | 10.528% | 12.729% | 11.537% | 13.748% | fixed rate = 5.75% | |
| 5.75% | 7.00% | 3 | 10.494% | 12.649% | 11.188% | 13.352% | variable rate =10.299% | |
| 5.75% | 7.00% | 4 | 10.397% | 12.498% | 10.930% | 13.040% | payment period 1 year | |
| 6.00% | 7.25% | 5 | 10.695% | 12.730% | 11.132% | 13.176% | extra cost ( 1% of financing values paid once granted) | |
| 6.00% | 7.25% | 6 | 10.564% | 12.547% | 10.936% | 12.928% | when applying the approved formula of the central bank of jordan the Effective annual percentage rate is | |
| 6.00% | 7.25% | 7 | 10.435% | 12.369% | 10.760% | 12.703% | %12.204(Effective APR) | |
| Financing of Shares | 6.00% | 7.25% | 1 | 10.740% | 12.934% | 12.647% | 14.851% | amount = 100,000 JD |
| 6.00% | 7.25% | 2 | 10.970% | 13.166% | 11.981% | 14.186% | fixed rate = 6% | |
| 6.00% | 7.25% | 3 | 10.928% | 13.075% | 11.624% | 13.780% | variable rate=10.74% | |
| 6.00% | 7.25% | 4 | 10.821% | 12.912% | 11.356% | 13.456% | payment period 1 year | |
| 6.25% | 7.50% | 5 | 11.106% | 13.131% | 11.546% | 13.578% | extra cost ( 1% of financing values paid once granted) | |
| 6.25% | 7.50% | 6 | 10.966% | 12.937% | 11.340% | 13.320% | when applying the approved formula of the central bank of jordan the Effective annual percentage rate is | |
| 6.25% | 7.50% | 7 | 10.827% | 12.748% | 11.154% | 13.084% | %12.647(Effective APR) | |
| Auto Finance | 4.75% | 5.75% | 1 | 8.531% | 10.299% | 10.428% | 12.204% | amount = 100,000 JD |
| 4.75% | 5.75% | 2 | 8.745% | 10.528% | 9.747% | 11.537% | fixed rate = 4.75% | |
| 4.75% | 5.75% | 3 | 8.740% | 10.494% | 9.427% | 11.188% | variable rate =8.531% | |
| 4.75% | 5.75% | 4 | 8.680% | 10.397% | 9.206% | 10.930% | payment period 1 year | |
| 5.25% | 6.25% | 5 | 9.446% | 11.106% | 9.879% | 11.546% | extra cost ( 1% of financing values paid once granted) | |
| 5.25% | 6.25% | 6 | 9.344% | 10.966% | 9.711% | 11.340% | when applying the approved formula of the central bank of jordan the Effective annual percentage rate is | |
| 5.25% | 6.25% | 7 | 9.242% | 10.827% | 9.562% | 11.154% | %10.428(Effective APR) | |
| Land Murabaha | 4.75% | 5.50% | 1 | 8.531% | 9.858% | 10.428% | 11.761% | amount = 100,000 JD |
| 4.75% | 5.50% | 2 | 8.745% | 10.084% | 9.747% | 11.091% | fixed rate = 4.75% | |
| 4.75% | 5.50% | 3 | 8.740% | 10.058% | 9.427% | 10.750% | variable rate=8.531% | |
| 4.75% | 5.50% | 4 | 8.680% | 9.971% | 9.206% | 10.502% | payment period 1 year | |
| 5.00% | 5.75% | 5 | 9.025% | 10.281% | 9.456% | 10.717% | extra cost ( 1% of financing values paid once granted) | |
| 5.00% | 5.75% | 6 | 8.932% | 10.160% | 9.297% | 10.531% | when applying the approved formula of the central bank of jordan the Effective annual percentage rate is | |
| 5.00% | 5.75% | 7 | 8.838% | 10.040% | 9.157% | 10.364% | %10.428(Effective APR) | |
| Home Finance | from 1 year – 15 years | 6.75% | 7.50% | 8.639%-6.911% | 9.393%-7.664% | amount = 100,000 JD | ||
| variable rate = 6.75% | ||||||||
| payment period 1 year | ||||||||
| extra cost ( 1% of financing values paid once granted) | ||||||||
| from 15 years – 20 years | 7.00% | 7.75% | 7.162%-7.130% | 7.916%-7.884% | when applying the approved formula of the central bank of jordan the Effective annual percentage rate is | |||
| from 20 years – 25 years | 7.00% | 7.75% | 7.130%-7.112% | 7.884%-7.866% | 8.639%(Effective APR) | |||
| Land Finance | from 1 year – 12 years | 7.25% | 8.00% | 9.142%-7.413% | 9.895%-8.167% | amount = 100,000 JD | ||
| variable rate = 7.25% | ||||||||
| payment period 1 year | ||||||||
| extra cost ( 1% of financing values paid once granted) | ||||||||
| from 12 years -15 years | 7.50% | 8.00% | 7.664%-7.633% | 8.167%-8.135% | when applying the approved formula of the central bank of jordan the Effective annual percentage rate is | |||
| from 15 years – 20 years | 7.75% | 7.75% | 7.884%-7.866% | 7.884%-7.866% | 9.142%(Effective APR) | |||
| Commercial Offices Financing | from 1 year – 15 years | 7.50% | 8.25% | 9.393%-7.664% | 10.146%-8.418% | amount = 100,000 JD | ||
| variable rate = 7.5% | ||||||||
| payment period 1 year | ||||||||
| extra cost ( 1% of financing values paid once granted) | ||||||||
| from 15 years – 20 years | 7.75% | 8.50% | 7.916%-7.884% | 8.669%-8.638% | when applying the approved formula of the central bank of jordan the Effective annual percentage rate is | |||
| from 20 years – 25 years | 8.00% | 8.00% | 8.135%-8.117% | 8.135%-8.117% | 9.393%(Effective APR) | |||
