Profit rates on products

Product Murabaha Rate Payment Period Variable Rate Effective Annual Percentage Rate An Actual Example to Calculate The Actual Rate Of a Product
 minimum rate the highest rate by customer category  minimum rate the highest rate by customer category  minimum rate the highest rate by customer category
Personal Finance 6.15% 7.40% 1 11.16% 13.39% 21.94% 25.83% amount = 100,000 JD
6.15% 7.40% 2 11.40% 13.62% 21.61% 25.36% fixed rate = 6.15%
6.15% 7.40% 3 11.35% 13.52% 20.88% 24.39% variable rate  =11.16%
6.15% 7.40% 4 11.23% 13.35% 20.12% 23.42% payment period 1 year
6.40% 7.65% 5 11.51% 13.56% 20.05% 23.10% extra cost  ( 1% of financing values paid once granted)
6.40% 7.65% 6 11.37% 13.36% 19.39% 22.25% when applying the approved formula of the central bank of jordan the Effective annual percentage rate is
6.40% 7.65% 7 11.22% 13.16% 18.77% 21.47% %21.94(Effective APR)
Financing of Shares 6.40% 7.65% 1 11.61% 13.83% 22.73% 26.59% amount = 100,000 JD
6.40% 7.65% 2 11.84% 14.06% 22.36% 26.10% fixed rate = 6.40%
6.40% 7.65% 3 11.78% 13.95% 21.58% 25.08% variable rate=11.61%
6.40% 7.65% 4 11.66% 13.76% 20.80% 24.04% payment period 1 year
6.65% 7.90% 5 11.93% 13.96% 20.69% 23.69% extra cost  ( 1% of financing values paid once granted)
6.65% 7.90% 6 11.77% 13.75% 19.97% 22.80% when applying the approved formula of the central bank of jordan the Effective annual percentage rate is
6.65% 7.90% 7 11.61% 13.54% 19.32% 21.99% %22.73(Effective APR)
Auto Finance 5.15% 6.15% 1 9.37% 11.16% 18.80% 21.95% amount = 100,000 JD
5.15% 6.15% 2 9.60% 11.40% 18.50% 21.61% fixed rate = 5.15%
5.15% 6.15% 3 9.58% 11.35% 17.94% 20.88% variable rate =9.37%
5.15% 6.15% 4 9.50% 11.23% 17.36% 20.12% payment period 1 year
5.65% 6.65% 5 10.26% 11.93% 18.14% 20.69% extra cost  ( 1% of financing values paid once granted)
5.65% 6.65% 6 10.14% 11.77% 17.57% 19.97% when applying the approved formula of the central bank of jordan the Effective annual percentage rate is
5.65% 6.65% 7 10.02% 11.61% 17.04% 19.32% %18.80(Effective APR)
Land Murabaha 5.15% 5.90% 1 9.37% 10.72% 18.80% 21.18% amount = 100,000 JD
5.15% 5.90% 2 9.60% 10.95% 18.50% 20.84% fixed rate = 5.15%
5.15% 5.90% 3 9.58% 10.91% 17.94% 20.15% variable rate=9.37%
5.15% 5.90% 4 9.50% 10.80% 17.36% 19.44% payment period 1 year
5.40% 6.15% 5 9.84% 11.10% 17.49% 19.43% extra cost  ( 1% of financing values paid once granted)
5.40% 6.15% 6 9.73% 10.96% 16.95% 18.79% when applying the approved formula of the central bank of jordan the Effective annual percentage rate is
5.40% 6.15% 7 9.62% 10.82% 16.46% 18.20% %18.80(Effective APR)
Home Finance from 1 year – 15 years 7.00% 7.75% 14.60%-11.22% 15.93%-12.21% amount = 100,000 JD
variable rate = 7%
payment period 1 year
extra cost  ( 1% of financing values paid once granted)
from 15 years – 20 years 7.25% 8.00% 11.55%-10.98% 12.53%-11.90% when applying the approved formula of the central bank of jordan the Effective annual percentage rate is
from 20 years – 25 years 7.25% 8.00% 10.98%-10.54% 11.90%-11.41% 14.60%(Effective APR)
Land Finance from 1 year – 15 years 7.50% 8.25% 15.49%-11.88% 16.82%-12.85% amount = 100,000 JD
variable rate = 7.50%
payment period 1 year
extra cost  ( 1% of financing values paid once granted)
from 15 years -20 years 7.75% 8.25% 12.21%-11.60% 12.85%-12.20% when applying the approved formula of the central bank of jordan the Effective annual percentage rate is
from 20 years -25 years 8.00% 8.00% 11.90%-11.41% 11.90%-11.41% 15.49%(Effective APR)
Commercial Offices Financing from 1 year – 15 years 7.75% 8.50% 15.93%-12.21% 17.26%-13.17% amount = 100,000 JD
variable rate = 7.75%
payment period 1 year
extra cost  ( 1% of financing values paid once granted)
from 15 years – 20 years 8.00% 8.75% 12.53%-11.90% 13.49%-12.80% when applying the approved formula of the central bank of jordan the Effective annual percentage rate is
from 20 years – 25 years 8.25% 8.25% 12.20%-11.70% 12.20%-11.70% 15.93%(Effective APR)