Investment Deposits

Terms and Conditions

• Minimum age: 18 years.
• A current, salary, or savings account is required to open an investment deposit account.
• Investment periods: 1 month, 3 months, 6 months, 9 months, and 1 year.
• Minimum investment amount: 3000 dinars / 5000 dollars (or equivalent in foreign currencies).
• Returns are paid quarterly or upon deposit maturity.
• The bank periodically determines the minimum and maximum limits for deposits in Jordanian dinars or other currencies.
• Investments start from the following business day, for the chosen period of 1, 3, 6, 9, or 12 months, according to the depositor’s request.
• Deposits are renewed automatically or once upon the customer’s request.
• Early withdrawal before term end entails bearing a share of any subsequent losses. Partial withdrawals disqualify withdrawn amounts from earning returns.
• Accounts become dormant after three years of inactivity (no withdrawals or deposits). A dormant account incurs a 2-dinar monthly fee, with a maximum of 6 dinars across all accounts.
• Returns are due on the last day of each quarter and added to the account within 15 days.
• Early withdrawal requires the bank’s approval and prior customer notice five (5) business days in advance. Withdrawals before the term’s end are subject to settlement adjustments and a 10% commission on the remaining returns.

Required Documents

• A valid identification document (civil status ID, passport, military ID/appointment certificate, Gazan ID, non-Jordanian children of Jordanian mothers ID, service card for the Syrian community).
• A document proving residency and a work permit (for non-Jordanians).
• A proof of address (a copy of the lease contract or public utility bills or apartment title deed).
• A proof of employer (salary certificate or employee card).

*Subject to Bank Terms and Conditions