The National Self-Employment Program “INHAD”

A national self-employment program for youth between the ages of 18 – 45 years who have ideas for start-up projects in all sectors; development, production, services and technology. Whether it is an existing project that needs development or an idea for a project that needs financing can apply through Safwa Islamic Bank.


  1. Financing up to 50,000 JD.
  2. Funding up to 100% whose financing reach 30,000 JD& up to 80% for financing more than that.
  3. A return of 3.5% for financing outside Amman and a return of 4.5% for financing inside Amman
  4. The repayment period is up to 7 years, including the grace period.
  5. The allowance period is up to 12 months.
  6. Exempt from financing processing fees.
  7. Life insurance of the active partner / client

Required documents:

  1. A certificate of joining The National Self-Employment Program “INHAD.”
  2. Valid national ID.
  3. Registration certificate of the company or the individual establishment and a recent professional license.
  4. Economic feasibility study for the project from productivity enhancement centers “IRADA” – Ministry of planning and international coorperation.

To apply for financing from “INHAD” program, please visit the program’s website.

*All applications are subject to the bank’s terms and conditions.