Electronic Murabaha Credit Card

At Safwa Islamic Bank, we have taken initiative and succeeded in introducing a first-of-its-kind product in the Kingdom; the Electronic Murabaha Credit Card , which fulfills all your day-to-day needs, enabling you to conduct all your purchases through the Murabaha formula via SMS, anywhere and anytime

Classic

Enjoy using your Classic Electronic Murabaha Credit Card and purchase all your needs with complete ease.

Titanium

Titanium card grants its holders free access to VIP lounges across over 10 airports in the UAE, KSA, Jordan, Kuwait, and Egypt to benefit from the discount offers on Islamic products through the Mastercard Travel Pass application, plus the following features:

  • Unique discount offers for restaurants, travel, and entertainment.
  • Offers across IHG Hotels.
  • Booking offers through Booking.com.
  • Car rental offers from AVIS/Rentalcars.com.

**For more information. click here.

World

World card allows its holders to get free access to VIP lounges at over 1,200 airports in more than 450 cities and 135 countries across the world, benefiting from discounts on Islamic products through the Mastercard Travel Pass application, in addition to the following features:

  • Unique discount offers for restaurants, travel, and entertainment.
  • Offers across IHG Hotels.
  • Booking offers through Booking.com.
  • Car rental offers from AVIS/Rentalcars.com/Herz.
  • Flight ticket discounts with Cleartrip.
  • Accident and travel inconvenience insurance through https://mcpeaceofmind.com
  • Medical insurance during travel through https://mcpeaceofmind.com
  • Offers for European shopping villages.

**For more information. click here.

Explore the list of approved merchants offering the free installment service using the Murabaha electronic cards across the different categories.

To view the list of electrical appliance merchants, click here.

To view the list of mobile device merchants, click here.

To view the decor and industrial equipment merchants, click here.

To view the list of educational service merchants, click here.

To view the home entertainment merchants, click here.

To view the travel and tourism merchants, click here.

To view the carpet merchants, click here.

To view the watch merchants, click here.

To view the solar energy merchants, click here.

To view the car maintenance and spare parts merchants, click here.

To view the ceramic merchants, click here.

To view the medical center merchants, click here.

To view the furniture merchants, click here.

To view the clothing merchants, click here.

To view the olive oil press merchants, click here.

To view the computer & accessories merchants, click here.

To view the heating & air conditioning merchants, click here.

To view the kitchen & design installment merchants, click here.

To view the mattresses merchants, click here.

Background
Card Comparison Helper
First Time Issue
3D Secure
Contactless
Access to airport lounges
Cash withdrawal limits
Procurement movements limits
Annual profit rate
Free installment from specific list of merchants
Flight ticket discounts
Medical insurance during travel
Discounts for restaurants and traveling
Discounts on car rentals

Features

First Time Issue

3D Secure

Contactless

Access to airport lounges

Monthly cash withdrawal limits

Procurement movements limits

Annual profit rate

Free installment from specific list of merchants

Flight ticket discounts

Medical insurance during travel

Discounts for restaurants and traveling

Discounts on car rentals

Features

First Time Issue

3D Secure

Contactless

Access to airport lounges

Monthly cash withdrawal limits

Procurement movements limits

Annual profit rate

Free installment from specific list of merchants

Flight ticket discounts

Medical insurance during travel

Discounts for restaurants and traveling

Discounts on car rentals

Features

First Time Issue

3D Secure

Contactless

Access to airport lounges

Monthly cash withdrawal limits

Procurement movements limits

Annual profit rate

Free installment from specific list of merchants

Flight ticket discounts

Medical insurance during travel

Discounts for restaurants and traveling

Discounts on car rentals

Which card is for me?

Follow the steps below to know which credit card best fits your financial needs and daily demands.

Start Now

Welcome Safwa Bank clients

To learn more about cards, set an appointment and we will contact you


 

    Type of card

    First name

    Last name

    National ID number

    Phone number

    Employer

    Monthly income

    Current Customer

    Preferred branch

    Appropriate day/time to reach you

    Electronic Murabaha Credit Card Features

    Permitted by Islamic law, as it adopts Islamic Murabaha formula

    Ability to make payments through installments at all sale points across the globe

    Comfortable repayment terms

    Loyalty and Points Program

    Very competitive Murabaha ratios

    Periodic statement of monthly account

    Exemption from issuance fees for the first year

    Very competitive renewal fees

    Installment in the form of Musawamah without profits for a large network of merchants

    Supports Contactless

    Secure online purchase via 3D Secure

    First Murabaha card

    The use of SMS in the offer and acceptance

    Apple Pay

    Contactless Payment Technology (NFC)

    *The terms and conditions of the electronic Murabaha card apply to Musawamah financing through the card, To know more, click here.